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**Ratings are based on the CardOffers.com rating system for each credit card within the same category listed in the Credit Card Directory. It is important to note that posted ratings should not be the only factor in helping you decide which credit card is right for you, as many of the credit cards listed are not suited for all types of individuals.



Want to guess what your credit score is?

Here are some hints to let you know what your credit score probably is and what type of credit cards you should apply for:

  • If you are under 21, even if you have never had credit before, you will not be able to get accepted for certain cards, unless you have three years of great credit history. Apply for cards in the "fair credit" range. If this applies to you,
  • Fair Credit credit cards are some great cards that you will be accepted for, and have great benefits.

    Discover® Student Card
  • If you are over 21, and have had perfect credit since you were 18, have made no delinquent payments, and have never had a bankruptcy or charge off, you should apply for a card for people with good credit or excellent credit credit score range. There are many great reward credit cards for you.
  • If you have bad credit, you may want to apply for prepaid cards. There is no credit check to get these cards. Also, they start building your score once you use them and help you regain your good credit status, so eventually you can apply for other types of cards. Apply for unsecured credit cards if you would rather get a card for people with poor credit. You can't get turned down; everyone gets accepted for these cards. Also, they start re-building credit quickly.
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Popular Cards


Citi® Platinum Select® Card
Issued by Citibank
0% for 12 months
Annual Fee: 0



Terms & Conditions

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Orchard Bank Platinum MasterCard®
Issued by HSBC Bank Nevada, N.A.
No Up Front Fees
Credit Limit Increases



Terms & Conditions

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BP Visa® Rewards Card
Issued by Chase
5% rebate for purchases at BP gas stations
0% APR Up To 6 Months



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